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Ask your agent about any discounts that are available. Combining your insurance over another car can help too, as well as combining it with a house and contents insurance. The more business you send their way; the more likely they are to offer discounts. There are some other steps you can take to lower insurance premiums for your teenage driver. Try to include them on your own car insurance policy rather than take out a separate policy for them; this way any discount or saving applicable to you will also cover them.

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